Now Serving Charlottesville, Albemarle, Spotsylvania, Culpeper & Henrico
Commonwealth Financial Solutions has expanded our team to bring faster, local debt recovery directly to your area — with the personal touch of a small business and the results of a big agency.
About Commonwealth Financial Solutions
Commonwealth Financial Solutions has served Fredericksburg, Virginia and beyond since 1994. We started in medical collections and have since grown to serve Dental Offices, Optometry Offices, Specialty Medicine, Veterinary Offices, Pest Control, Contractors, Daycares, Leasing Agents, Realtors, Homeowners Associations, Timeshares, and more.
As a small, personal-touch agency with big results, we've built strong working relationships with trusted local attorneys who represent our clients in court when legal action is needed — giving you experienced legal support without the overhead of an in-house legal department.
Why Local Businesses Choose CFS
No Collection Fees Unless Your Money Is Successfully Collected
(Court costs, when applicable, are fronted by CFS and reimbursed by the client at the exact court-charged amount.)
Trusted Attorney Representation
We work with experienced local attorneys who represent our clients on Warrant in Debts, garnishments, and liens — and CFS covers the attorney cost for all first returns at no charge to you.
Any Industry, Any Amount
Medical, dental, veterinary, contractors, HOAs, leasing agents, realtors, daycares, and more. No account is too small.
A Personal Touch, Big Results
As a small business ourselves, we treat every client account with the personal attention it deserves — while still delivering serious recovery results.
A Process That Works
30-Day Regulation F Demand Letter
Sent upon receiving your account, in compliance with Regulation F.
Phone Follow-Up
Begins after just 7 days.
Warrant in Debt
Filed if no response, based on client preference.
Judgment & Recovery
Garnishments and liens pursued; judgments enforceable for 10 years and extendable another 10.
Getting started is simple — send us your account statement, customer information, and signed contract (if available) by mail, email, fax, or upload.
A Local Reputation You Can Verify
Wilderness Presidential Resort
Reference Contact on FileOrange Family Physicians
Reference Contact on FileCDS Tractor Trailer Training
Reference Contact on FileAccess Eye Centers
Reference Contact on FileJohnson & Glazebrook
Reference Contact on FileUHAUL
Reference Contact on FileRed Rose Civic Association
Reference Contact on FileIllusion Wraps
Reference Contact on FileContact information for references available upon request.
Schedule Your Free 15-Minute Consultation
Meet with Diane Jobe and our team to discuss your outstanding accounts — no obligation.